Terms of Use

Acceptance of Terms

By accessing and using the fancy-drift website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

These terms constitute a legally binding agreement between you and fancy-drift. We reserve the right to modify these terms at any time, and your continued use of our website following any changes indicates your acceptance of the updated terms.

Use of Website

Permitted Use

You may use our website for lawful purposes only. Specifically, you agree to:

• Access information about our services and financial guidance offerings
• Contact us regarding potential engagement or inquiries
• Read educational content and resources we provide
• Navigate the site using its intended functionality

Prohibited Activities

You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the website, server, or database
• Introduce viruses, malware, or any other malicious code
• Interfere with or disrupt the website or servers connected to it
• Collect or harvest any personal data of other users
• Use automated systems or software to extract data (screen scraping)
• Impersonate any person or entity or misrepresent your affiliation
• Use the website for any commercial purpose without our explicit permission

Services and Engagement

Nature of Services

fancy-drift provides financial education and guidance services. We help clients understand financial concepts and make informed decisions, but we do not:

• Provide regulated financial advice as defined by the Financial Conduct Authority
• Manage investments or execute transactions on your behalf
• Guarantee specific financial outcomes or returns
• Offer legal, tax, or accounting services requiring professional licensure

Our role is educational and advisory. Ultimate decisions regarding your finances remain your responsibility.

Service Limitations

While we strive to provide accurate and helpful information, you acknowledge that:

• Financial markets and regulations change, and information may become outdated
• Our guidance is based on information you provide, and accuracy depends on completeness
• Individual circumstances vary, and outcomes cannot be predicted with certainty
• You should verify information independently and seek additional professional advice when appropriate

Intellectual Property Rights

Our Content

All content on this website, including text, graphics, logos, images, and software, is the property of fancy-drift or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may view and print pages from the website for personal, non-commercial use, subject to the following conditions:

• You must not remove or alter any copyright, trademark, or other proprietary notices
• You must not reproduce content for commercial purposes without written permission
• You must not modify or create derivative works based on our content

Trademarks

The fancy-drift name, logo, and all related names, logos, and slogans are trademarks of fancy-drift. Use of these trademarks without written permission is strictly prohibited.

User-Submitted Content

If you submit content to us through email, contact forms, or other means, you grant fancy-drift a non-exclusive, royalty-free license to use, reproduce, and store such content solely for purposes related to providing our services to you.

You represent and warrant that any content you submit:

• Is accurate to the best of your knowledge
• Does not violate any third-party rights
• Does not contain unlawful, defamatory, or inappropriate material

Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy and GDPR notice, which explain how we collect, use, and protect your personal information. Please review these documents to understand our data practices.

By using our website, you consent to the processing of your data as described in our Privacy Policy.

Third-Party Links

Our website may contain links to third-party websites for your convenience and information. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or availability.

Your use of third-party websites is at your own risk, and you should review their terms and privacy policies before providing any information or engaging with their services.

Disclaimers

Website Availability

We strive to maintain continuous website availability but cannot guarantee uninterrupted access. The website may be unavailable due to maintenance, technical issues, or circumstances beyond our control.

We reserve the right to suspend or terminate website access at any time without prior notice.

Information Accuracy

While we make reasonable efforts to ensure information on our website is accurate and current, we make no warranties or representations regarding:

• The accuracy, completeness, or timeliness of content
• The suitability of information for your specific circumstances
• The availability or reliability of external links

Information on this website is provided for general guidance only and should not be relied upon as the sole basis for financial decisions.

No Warranty

The website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the fullest extent permitted by law, fancy-drift shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the website or services
• Any unauthorized access to or use of our servers or personal information
• Any interruption or cessation of transmission to or from the website
• Any bugs, viruses, or malicious code transmitted through the website by third parties
• Any errors or omissions in content or services
• Financial decisions made based on information or guidance provided

Our total liability to you for all claims arising from or related to the website or services shall not exceed the amount you have paid to fancy-drift in the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless fancy-drift, its officers, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from:

• Your violation of these Terms of Use
• Your use of the website or services
• Your violation of any third-party rights
• Any content you submit or transmit through the website

Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Entire Agreement

These Terms of Use, together with our Privacy Policy, GDPR notice, and Cookies Policy, constitute the entire agreement between you and fancy-drift regarding use of the website and supersede any prior agreements or understandings.

Waiver

Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of fancy-drift.

Assignment

You may not assign or transfer your rights or obligations under these Terms of Use without our prior written consent. We may assign our rights and obligations without restriction.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the modified terms.

Material changes will be indicated by updating the "Last updated" date at the top of this page. We encourage you to review these terms periodically.

Termination

We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.

Upon termination, your right to use the website will cease immediately. Provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 47 Clifton Street, Bristol BS8 4PB, United Kingdom

Accessibility

We are committed to making our website accessible to all users. If you encounter accessibility barriers while using our website, please contact us so we can work to resolve the issue.

Force Majeure

We shall not be liable for any failure or delay in performing obligations under these terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, or strikes.